Count the hand
Aces count as one. Tens and picture cards count as zero; other cards keep their number value. Baccarat uses the last digit of the total, so 17 counts as seven and 20 counts as zero. Nine is the highest possible total.
The mechanics are worth knowing before money is committed. That leaves you free to decide whether the game suits your own limit and time.
What the dealer does
Two cards are dealt to each side. A two-card total of eight or nine is a natural and no further card is drawn. Otherwise, the rules determine whether Player and then Banker receive a third card. That procedure is not a decision for the person betting on the hand.
A clear explanation is not an instruction to play. It is a reason to avoid guessing.
Read this version’s terms
Player, Banker and Tie are common labels, but payout and commission arrangements can vary by version. Read the displayed rules and ask about any charge or side bet before you play. A venue can confirm whether baccarat is currently available.
If a visit still appeals after reading the rules, ask the venue about current entry, access and session details before travel. A clear plan leaves room to change your mind.
The displayed table information should show how its version settles winning selections and any commission or special rule that applies.